Category Archives: apple

A Primer on Android Pay and Google Wallet

Description: Android Pay is essentially a digital payments system that consumers can use to buy things online or in stores from retailers and others who also use the service.

Source: www.nytimes.com

Date: May 28, 2015

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To use Android Pay, smartphone users with up-to-date versions of the Android operating system will be able to load Visa, MasterCard, American Express or Discover cards onto their phones. From there, they will be able to wave the phone over the terminals in more than 700,000 stores around the United States to pay for items. Android Pay will also work inside mobile apps from participating developers.

Google will use a technology called tokenization to provide merchants with a customer’s payment information without having to hand over their actual credit card number.

As with Apple Pay, Google will let customers verify their identity using their fingerprint, a technique which will be built into the next version of Android.    Read Rest of Story 

 Questions for discussion:

1.  Will this new payment system succeed “ANDROID PAY”  Why or Why Not?

2.  What is the business model of both android pay or or Apple Pay?  Is it sustainable?

How & Why, Apple Overtook Microsoft

Description: When Microsoft stock was at a record high in 1999, and its market capitalization was nearly $620 billion, the notion that Apple Computer would ever be bigger — let alone twice as big — was laughable.

Source: NYTimes.com

Date: Jan 29, 2015

apple-vs-microsoft-2

Mr. Gates “couldn’t imagine a situation in which Apple would ever be bigger and more profitable than Microsoft.”
“He knows he can’t win,” Mr. Gates said then of the Apple co-founder Steve Jobs.
But less than two decades later, Apple has won. How this happened contains some important lessons — including for Apple itself, if it wants to avoid Microsoft’s fate. Apple, after all, is now as dependent on the success of one product line — the iPhone accounted for 69 percent of its revenue — as Microsoft once was with Windows. The most successful companies need a vision, and both Apple and Microsoft have one. But Apple’s was more radical and, as it turns out, more farsighted. Microsoft foresaw a computer on every person’s desk, a radical idea when IBM mainframes took up entire rooms. But Apple went a big step further: Its vision was a computer in every pocket. That computer also just happened to be a phone, the most ubiquitous consumer device in the world. Apple ended up disrupting two huge markets. Read the rest of the Story

Questions for discussion:
1. How did Apple overtake Microsoft in becoming more valuable?
2. How would you describe Apples strategy using one of Porter’s generic competitive strategies?

How, and Why, Apple Overtook Microsoft

Description: When Microsoft stock was at a record high in 1999, and its market capitalization was nearly $620 billion, the notion that Apple Computer would ever be bigger — let alone twice as big — was laughable.

Source: NYTimes.com

Date: Jan 29, 2015

apple-vs-microsoft-2

Mr. Gates “couldn’t imagine a situation in which Apple would ever be bigger and more profitable than Microsoft.”
“He knows he can’t win,” Mr. Gates said then of the Apple co-founder Steve Jobs.
But less than two decades later, Apple has won. How this happened contains some important lessons — including for Apple itself, if it wants to avoid Microsoft’s fate. Apple, after all, is now as dependent on the success of one product line — the iPhone accounted for 69 percent of its revenue — as Microsoft once was with Windows. The most successful companies need a vision, and both Apple and Microsoft have one. But Apple’s was more radical and, as it turns out, more farsighted. Microsoft foresaw a computer on every person’s desk, a radical idea when IBM mainframes took up entire rooms. But Apple went a big step further: Its vision was a computer in every pocket. That computer also just happened to be a phone, the most ubiquitous consumer device in the world. Apple ended up disrupting two huge markets. Read the rest of the Story

Questions for discussion:
1. How did Apple overtake Microsoft in becoming more valuable?
2. How would you describe Apples strategy using one of Porter’s generic competitive strategies?